Small Business Owner’s Guide to the CARES Act
From the U.S. Senate Committee on Small Business & Entrepreneurship
The programs and initiatives in the Coronavirus Aid, Relief, and Economic Security (CARES) Act that was passed by Congress are intended to assist business owners with whatever needs they have right now. When implemented, there will be many new resources available for small businesses, as well as certain non- profits and other employers. This guide provides information about the major programs and initiatives that will soon be available from the Small Business Administration (SBA) to address these needs, as well as some additional tax provisions that are outside the scope of SBA.
To keep up to date on when these programs become available, please stay in contact with your local Small Business Administration (SBA) District Office, which you can locate here.
For more information and to download the Guide, click here.
Table of Contents
- Paycheck Protection Program Loans
- Small Business Debt Relief Program
- Economic Injury Disaster Loans and Emergency Economic Injury Grants
- Small Business Counseling
- Small Business Contracting
- Small Business Tax Provisions
Struggling to get started? The following questions might help point you in the right direction. Do you need:
- Capital to cover the cost of retaining employees? Then the Paycheck Protection Program might be right for you.
- A quick infusion of a smaller amount of cash to cover you right now? You might want to look into an Emergency Economic Injury Grant.
- To ease your fears about keeping up with payments on your current or potential SBA loan? The Small Business Debt Relief Program could help.
- Just some quality, free counseling to help you navigate this uncertain economic time? The resource partners might be your best bet.
Essential Businesses & Operations Frequently Asked Questions
Illinois Department of Commerce & Economic Opportunity
Executive Order 20-10 requires all non-essential businesses and operations to cease all activities except for minimum basic operations. Non-essential businesses may also continue operations consisting exclusively of employees or contractors working from home.
What businesses and operations are considered essential?
- For information and updates to essential businesses click here.
My business falls within one of the categories. Can I require my employees come to work?
- The intent of the EO is to ensure that the maximum number of people self-isolate in their places of Even essential businesses and operations should promote telecommuting whenever possible.
- Consider alternating work schedules to minimize the number of employees in the office at the same time.
- To the greatest extent feasible, essential businesses and operations shall comply with social distancing requirements, including maintaining six-foot foot social distancing for both employees and members of the public at all times. They must also take the following practice measures wherever possible:
- Designating with signage, tape, or by other means six-foot spacing for employees and customers in line to maintain appropriate distance;
- Having hand sanitizer and sanitizing products readily available for employees and customers;
- Implementing separate operating hours for elderly and vulnerable customers;
- Posting online whether a facility is open and how best to reach the facility and continue services by phone or remotely.
I’m not sure if my business falls within one of those categories
Please read the Executive Order as it provides much more information of what businesses and operations are essential. If after this review you still are not sure, you can reach out to DCEO at [contact info] and please be prepared to answer the following questions:
- What general industry are you in?
- What products do you make/what services do you perform?
- Where/when do those products/services go into the stream of commerce?
- Which specific medical or other essential business do you supply products to?
- Is there a pending order or a routine schedule for shipments?
- Can any of your business functions be performed remotely?
- How many employees do you have?
- Can your employees work remotely?
- If some or all of the employees must be at the place of business, can operations be modified so that employees work in shifts (one week at home; one week at the place of business)?
- What is the physical layout of the facility where people work?
- How will you be able to ensure proper distancing?
- Do you have hand sanitizer available?
- Are restrooms cleaned frequently and stocked with soap?
- Where do employees eat? Is that cleaned frequently and is there room to social distance?
- Explain why you believe your business falls within one of the essential business categories.
My business is not considered an “Essential Business,” does this order require the business to shut down my facility?
- You and your employees are allowed to perform “Minimum Basic Operations” at your work place, so long as employees maintain a distance of six feet from one another to the greatest extent feasible. Minimum Basic Operations include maintaining the value of inventory, payroll, ensuring security, and ensuring that employees can work remotely. Other than to maintain “Minimum Basic Operations,” employees can only work remotely from their residences.
My technology company provides products and services that the public needs to access critical services. Is my company being completely shut down?
- No, However, most employees of such companies will need to work from home. Anyone who must work onsite to maintain “Essential Infrastructure” for the community or to maintain “Minimum Basic Operations” as described in the Order may continue to work in the workplace so long as they are maintaining social distancing.
Are companies that sell only CDB products and/or nutritional supplements, but not medicine or other medications not requiring a prescription, considered essential businesses?
- No. Companies that only sell these products do not fall within Section 12(a) of the Executive Order and must temporarily cease operations apart from “Minimum Basic Operations.”
Can people who reside in Illinois but perform manufacturing or supply chain work outside the state (where there is no such order in place) be able to travel to their jobs?
- Yes. This order covers businesses in Illinois and their operations; it does not cover businesses that are located outside of Illinois.
My business is non-essential. Can I have one person come in on a daily basis to pack up online orders and take them to the post office?
- Yes. Maintaining inventory is considered a minimum basic operation that non-essential businesses can continue to perform. However, non-essential businesses are not permitted to have in-store pickup. The inventory must be taken to the post office.
My business is non-essential. Can I have an employee come to the building each day to pick up the mail?
- Yes. Retrieving mail is considered a minimum basic operation that non-essential businesses can continue to
Can a personal trainer have exercise training sessions with 5 or fewer people?
- No. Professional services such as a personal trainer is not considered essential business under the restrictions contained in the executive order.
Would manufacturers that produce products for the transportation and construction sectors qualify under Sec. 12(t) of Essential Businesses? (e.g. supply products or parts for street/highway signs and construction sites)
- This depends on how directly and closely linked the manufactured products are to critical infrastructure, public health, and/or essential You will need to answer additional questions such as: what products are you producing? Do you currently have orders to supply an essential business such as a restaurant, grocery store, or health care facility? Do you currently have orders to supply firms or governments that are building or maintaining critical infrastructure such as roads, railroads, airports, or electrical power plants? If after conducting an analysis guided by the questions above you are still not sure, you can reach out to DCEO at 1-800-252- 2923 or CEO.firstname.lastname@example.org.
Can golf courses stay open?
- No; recreational sports businesses including golf courses are not considered essential businesses under the executive order.
Are car dealerships considered essential businesses?
- Car dealerships can remain open for repair services. They can also remain open for car sales on an appointment-only basis. Showrooms must remain closed.
Can residential and commercial lawn service remain open?
- Many landscape projects will fit under an exemption such as construction, agriculture, or public works. Outdoor landscape projects generally will provide for good social distancing that poses little risk of transmission, but it still is important to ensure the ability to wash or sanitize hands and take other precautions.
Is residential remodeling an essential business?
- Generally yes, residential remodeling falls within Section 9 of the Executive Order. However, residential remodeling companies must ensure social distancing compliance during their work.
Are car washes considered an essential business?
- Exterior automated car washes, both free-standing and those connected with a gas station, are Full-service car washes are not permissible. Interior cleaning is prohibited. Self- service vacuums are also prohibited.
Are moving companies considered essential?
- They fall under Section 12(i) as shipping, delivery and pick-up services.
Are sprinkler contractors considered “essential business”?
Yes. Sprinkler contractors fall within Section 9 of the Executive Order as essential infrastructure (construction and building maintenance).
Are fire alarm system contractors and fire protection/suppression system contractors considered “essential businesses”?
Yes. Fire alarm and fire protection/suppression systems are deemed critical trades under Section 12(h) of the Executive Order as they ensure the safety of residences, Essential Activities and Essential Businesses and Operations
Are building security systems contractors considered “essential businesses”?
Yes. Building security systems contractors are deemed critical trades under Section 12(h) of the Executive Order as they ensure the safety of residences, Essential Activities and Essential Businesses and Operations.
Are businesses licensed under the Private Detective, Private Alarm, Private Security, Fingerprint Vendor, and Locksmith Act deemed essential?
Yes. Section 12(h) provides that “security staff” is a critical trade and an essential business and operation that may continue in operation and is not subject to the stay-at-home directive. The Department deems private detectives, private detective PERCs, private alarm contractors, private alarm contractor PERCs, private security contractors, private security contractor PERCs, fingerprint vendors, canine handlers, locksmiths, locksmith PERCs, and security officers of a registered armed proprietary security force holding active licenses under the Private Detective, Private Alarm, Private Security, Fingerprint Vendor and Locksmith Act to be “security staff” as referenced in Section 12h of the Executive Order and not subject to the stay-at-home directive.
Are greenhouses/garden centers that sell vegetable plants in addition to flowers considered essential?
Generally, no. Garden and flower stores are not essential. However, stores that sell supplies that assist with either (a) agriculture; or (b) products for landscaping continue to sell those products to the public , provided adequate social distancing is complied with.
Energy Sector FAQs
Will public utilities and other service providers be subject to movement and business operations restrictions?
- The energy sector maintains multiple types of facilities that must remain operational for the remainder of the duration of the Gubernatorial Disaster Proclamation.
- Individuals may leave their residence to provide any services or perform any work necessary to offer, provision, operate, maintain and repair “Essential Infrastructure,” including the operations and maintenance of electrical generation, provided that they carry out those services or that work in compliance with Social Distancing Requirements.
- The definition of Essential Businesses and Operations in Governor Pritzker’s Executive Order is meant to encompass the workers identified in the Memorandum issued by the S. Department of Homeland Security, Cybersecurity & Infrastructure Security Agency, on March 19, 2020, which can be found here: https://www.cisa.gov/publication/guidance-essential-critical-infrastructure- workforce
- Utilities should prioritize essential services and use best judgement when deciding to proceed with infrastructure upgrades and movement and business operations.
How should essential employees identify themselves? Will they be able to present their company badges to law enforcement and allowed to proceed home or to work? How will this be communicated to local law enforcement?
- Law enforcement officials should not stop residents who are on their way to or from work.
- To preserve public health and safety throughout the state and ensure that our healthcare delivery system is capable of serving those who are sick, we recommend that utilities identify absolutely essential staff – those who ensure basic power plant operations and cannot do their work remotely.
- Individua ls that are not subject to movement and business operations restrictions should wear appropriate badging (where available) and carry company identification (if available).
- Individua ls may also display other documentation or orders that clearly indicate their role or purpose matches the exceptions to any movement and business operations restrictions.
Is the state prioritizing power plants with supply chain needs, for items such as cleaning supplies and surgical masks?
- The state’s reserve of personal protective equipment (PPE) is currently prioritized for health care workers and first responders.
What is the protocol for commercial transportation if mechanical equipment is needed for power plant operations?
- “Essential Travel” includes any travel related to the provision of or access to Essential Activities,.
- Individuals engaged in any Essential Travel must comply with all Social Distancing Requirements as defined in the Executive Order.
- Transportation of mechanical equipment necessary for plant operations will still be allowed.
Will rain carriers be subject to the movement and business restrictions?
- Individuals employed by, contracted with, or operating on behalf of railroads are not subject to the movement and business operations restrictions when providing products and services necessary to maintain safe and efficient train operations in the furtherance of community relief and sustained supply chains.
Will the vendors or contractors relied upon by public utilities and other utility service providers be subject to movement and business operations restrictions?
- Individuals employed by or working on behalf of establishments that provide parts, repair and service, fuel, security, or other products or services necessary for the operation of “Essential Infrastructure” or electrical generation are not subject to these restrictions.
- This includes, but is not limited to, individua ls employed by entities that sell any of the following to essential businesses or infrastructure: IT and telecommunication equipment; electrical, plumbing and heating material; automotive fuel; domestic fuel.
What other guidance do you have for utility companies and their workers?
- If you must do work at a customer’s home, practice social distancing.
- If you are sick and have respiratory symptoms, such as fever, cough, and shortness of breath, stay home unless you need medical Remain in your home until you feel better and have no symptoms.
- Keep in mind there is no treatment for COVID-19 and people who are mildly ill can isolate at While at home, as much as possible, stay in a specific room and away from other people.
- Those who need medical attention should contact their health care provider who will evaluate whether they can be cared for at home or need to be hospitalized.
- Additional guidance can be found on IDPH’s site: http://www.dph.illinois.gov/topics- services/diseases-and-conditions/diseases-a-z-list/coronavirus
For questions regarding essential businesses call (800) 252-2923 or email CEO.Support@illinois.gov.
DuPage Business Resources Related to COVID-19
Haga clic aquí para ver en Español.
Choose DuPage is committed to assisting and connecting businesses in DuPage County with the resources they need during this time. Below is a list of business and industry resources related to COVID-19.
For more information, questions, or if your business is in need of assistance and you are not sure where to turn, please contact Greg Bedalov at email@example.com or Lisa Miceli at firstname.lastname@example.org.
You can also join us on social media, where we are sharing information about what businesses and residents in DuPage County are doing to help, and demonstrate the #DuPageDifference.
Choose DuPage Board Members have volunteered their expertise to assisting businesses in DuPage County in the coming weeks. If you would like to be connected to an expert in banking, education, insurance, legal, or marketing, please contact Lisa Miceli, email@example.com.
View our message to the community from Choose DuPage President & CEO, Greg Bedalov.
DuPage County Health Department
The DuPage County Health Department has put together information for businesses on COVID-19, including guidance, food facility guidelines, water sampling, CDC guidance, education, outreach and more. Click here for details.
- If there is a confirmed or suspected COVID-19 case identified at your agency or business, please contact the DuPage County Health Department Communicable Disease and Epidemiology program at (630) 221-7553 (8:00AM – 4:30PM) or (630) 682-7400 after hours for consultation and next steps.
- For any questions or concerns about COVID-19 call (630) 221-7030.
- Updated Quarantine Recommendations for persons living, learning, or working in DuPage County can be found here (as of Dec 11, 2020).
Businesses that can provide respirators, ventilators, and personal protective equipment or other medical devices should contact DuPage County at firstname.lastname@example.org or click here for more information.
State of Illinois
- State of Illinois COVID-19 information and resources, including current Executive Orders issue by Governor Pritzker: Click here
- Illinois COVID-19 Hotline (800) 889-3931
- Illinois Department of Public Health COVID-19 Guidance and Resource Page: Click here
- Illinois Department of Revenue Taxpayer Resources (Employers): Click here
- Illinois Department of Employment Security (IDES) Information for Employers: Click here
- Illinois Emergency Child Care for Essential Workers Information: Click here
- State Treasurer’s announcement to make low-interest bridge loans available for businesses as soon as this week (3/23/20), click here. For future updates, click here.
- Hospitality Emergency Grant Program: Click here
- For additional resources for economic assistance, Click here
- For FAQ regarding Tier 3 resurgence mitigation, Click here
Illinois Small Business Emergency Loan Fund
DCEO and the Illinois Department of Financial and Professional Regulation (IDFPR) are establishing the Illinois Small Business Emergency Loan Fund to offer small businesses located outside the City of Chicago with fewer than 50 workers and less than $3 million in revenue in 2019, low-interest loans of up to $50,000. Click here for details. NOTE: DCEO and its lending partners are continuing to review the large number of submitted loan applications. To allow more time to process received applications quickly, they are temporarily suspending the acceptance of applications.
Business Interruption Grant Program (BIG)
This program is a $636 million program developed by Governor Pritzker and the Illinois General Assembly to provide economic relief for small businesses hit hardest by COVID-19. BIG leverages federal funding provided by the CARES Act to help offset COVID-19 related losses for Illinois small businesses. Funding may be used to help businesses with working capital expenses, including payroll costs; rent; utilities; and other operational costs. For more information, click here.
U.S. Small Business Administration (SBA)
For small business guidance and loan resources, click here.
Illinois Economic Injury Disaster Loan
The U.S. Small Business Administration is offering Illinois businesses low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). For Information on SBA COVID-19 related assistance, including loans and other business relief, click here.
- Disaster loan assistance: Click here or click here
- Stay up-to-date: Click here
- Register for webinars on the Economic Injury Disaster Loans by clicking here. The trainings will cover program eligibility, use of proceeds, terms, filing requirements, and additional small business resources.
Paycheck Protection Program
- Eligible recipients may qualify for a loan up to $10 million determined by eight weeks of prior average payroll plus an additional 25% of that amount.
- Loan payments will be deferred for six months.
- SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities.
- Business owners can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union, and Farm Credit System institution that is participating.
- Lenders may begin processing loan applications as soon as April 3. The program will be available through June 30.
- For information on the Payroll Protection Program, click here.
7(a) Borrower Relief
SBA will pay the principal and interest of current 7(a) loans for a period of six months, beginning with the first payment due on or after March 27, 2020. The SBA will also pay the principal and interest of new 7(a) loans issued prior to Sept. 27, 2020. Your lenders will be receiving more guidance on this program soon.
SBA Express Bridge Loans
Small businesses that currently have a business relationship with an SBA Express Lender can access up to $25,000 to bridge the gap while applying for a direct SBA Economic Injury Disaster loan. Contact your existing lender to see if they can participate in this program.
Contact Information for the U.S. Small Business Administration
Local staff is on-hand and ready to assist.
- Questions regarding SBA programs: DisasterCustomerService@sba.gov
- Chicago Office: (312) 353-4528
- Springfield Branch: (217) 747-8249
- Illinois District Office: Illinois.DO@sba.gov, visit website
- Locate your nearest Small Business Development Center here or text LOCATE to 7234
- Follow @SBA_Illinois on Twitter
- Subscribe to the email list for more updates
Coronavirus Aid, Relief, and Economic Security (CARES) Act
The programs and initiatives in the CARES Act that was passed by Congress are intended to assist business owners with whatever needs they have right now. When implemented, there will be many new resources available for small businesses, as well as certain non- profits and other employers. This guide provides information about the major programs and initiatives that will soon be available from the Small Business Administration (SBA) to address these needs, as well as some additional tax provisions that are outside the scope of SBA.
To keep up to date on when these programs become available, please stay in contact with your local Small Business Administration (SBA) District Office, which you can locate here.
Struggling to get started? The following questions might help point you in the right direction. Do you need….
- Capital to cover the cost of retaining employees? Then the Paycheck Protection Program might be right for you (see page 2 in the guide).
- A quick infusion of a smaller amount of cash to cover you right now? You might want to look into the Emergency Economic Injury Grant (see page 7 in the guide).
- To ease your fears about keeping up with payments on your current or potential SBA loan? The Small Business Debt Relief Program could help (see page 6 in the guide).
- Just some quality, free counseling to help you navigate this uncertain economic time? The resource partners might be your best bet, click here.
Download the Small Business Owner’s Guide to the CARES Act.
Internal Revenue Service (IRS)
The IRS has established a special section focused on steps to help taxpayers, businesses and others affected by the coronavirus. This page will be updated as new information is available, click here to view.
Tax Deadline Changed
The deadlines to file and pay federal income taxes are extended to July 15, 2020.
workNet DuPage Career Center
The workNet DuPage Career Center has funds available to cover the cost of retraining your staff so that their jobs can be repurposed and layoffs can be averted. For information on these grants, please contact Ron Schlager (630) 955-2037, email@example.com.
If you have to layoff staff, there are resources available free of charge for those individuals (including up to $10,000/person of funding assistance for necessary job training.) Affected workers should visit www.worknetdupage.org to access services.
- Illinois Department of Public Health (for providers and facilities)
- American Medical Association
- Illinois Health and Hospital Association
- Illinois Manufacturing Excellence Center
- Illinois Manufacturers’ Association
- Illinois Manufacturers’ Association’s Manufacturing Sourcing Center – this was created to help Illinois manufacturers and other businesses procure the appropriate masks and personal protective equipment.
- Illinois Retail Merchants Association
- InStore provides communities with a platform to set up an online marketplace for your town. This platform gives local businesses the ability to sell their products on this marketplace in their own “store”, while providing a seamless shopping experience for the residents and customers. InStore will work with the communities to set up their individual marketplace at no-charge and will also work with retailers to set up their on-line “store” and upload their products, also at no charge. The fee structure is established upon the purchase of an item where 10 percent of every sale is taken, 3% of which goes back to the community. Click here to view a presentation provided for Choose DuPage.
- Hospitality Emergency Grant Program: To help hospitality businesses make ends meet in the midst of the COVID-19 pandemic, the Illinois Department of Commerce & Economic Opportunity is launching the Hospitality Emergency Grant Program with $14 million drawn from funds originally budgeted for job training, tourism promotion, and other purposes. Grant funds are available to support working capital like payroll and rent, as well as job training, retraining, and technology to support shifts in operations, like increased pick-up and delivery. Bars and restaurants that generated between $500K and $1M in revenue in 2019 are eligible for up to $25,000, and bars and restaurants that generated less than $500K in revenue in 2019 are eligible for up to $10,000. Hotels that generated less than $8M in revenue in 2019 are eligible for up to $50,000.
- DuPage County Health Department Food Facility Guidelines: Click Here
- Illinois Restaurant Association’s Employee Relief Fund: this fund provides one-time grants of $500 to support restaurant employees facing an unforeseen hardship due to COVID-19. Grants will help to cover basic living expenses such as rent, food and utilities. Click here for more information and to apply.
Additional Small Business Resources
- SCORE Mentors
- Facebook Small Business Grants Program
- Illinois Small Business Development Center
- Small Business Owner’s Guide to the CARES Act
- Grant Thornton’s Restoring Operations & Supply Chain Solutions
Other Important Resources
- Center for Disease Control, Interim Guide for Business and Employers
- Apple and CDC, together with the White House and FEMA, launched a new website to provide important updates, click here to view.
This page is will be updated throughout the next few weeks. Check back for more information about DuPage business resources related to COVID-19.
Illinois Manufacturing Helpline
ComEd taking Steps to Support Customers
Comcast Announces Comprehensive COVID-19 Response to Help Keep Americans Connected to the Internet
Addison, Illinois Selected as Finalist for RWJF Culture of Health Prize
DUPAGE RECURSOS EMPRESARIALES RELACIONADOS CON COVID-19
Choose DuPage se compromete a ayudar y conectar a las empresas en el condado de DuPage con los recursos que necesitan durante este tiempo. A continuación se muestra una lista de los recursos empresariales y de la industria relacionados con COVID-19.
Para obtener más información, preguntas o si su empresa necesita asistencia y no está seguro de dónde acudir, comuníquese con Greg Bedalov en firstname.lastname@example.org o con Lisa Miceli en email@example.com.
También puede unirse a nosotros en las redes sociales, donde estamos compartiendo información sobre lo que las empresas y los residentes en el condado de DuPage están haciendo para ayudar, y demostrar el #DuPageDifference.
Las empresas que pueden proporcionar respiradores, ventiladores y equipos de protección personal u otros dispositivos médicos deben comunicarse con el Condado de DuPage en firstname.lastname@example.org o hacer clic aquí para obtener más información.
Los miembros de la Junta de Choose DuPage han ofrecido su experiencia para ayudar a las empresas del condado de DuPage en las próximas semanas. Si desea conectarse con un experto en los siguientes campos, comuníquese con Lisa Miceli, email@example.com.
Vea nuestro mensaje a la comunidad del Presidente y CEO de Choose DuPage, Greg Bedalov.
Departamento de Salud del Condado de DuPage
El Departamento de Salud del Condado de DuPage ha reunido información para empresas en COVID-19, incluyendo orientación, pautas para instalaciones de alimentos, muestreo de agua, orientación de los CDC, educación, divulgación y más. Haga clic aquí para más detalles.
- Si la exposición potencial a COVID-19 en la comunidad/lugar de trabajo: Haga clic aquí
- Si la exposición potencial al caso confirmado de COVID-19: Haga clic aquí
- Si se le diagnostica COVID-19: Haga clic aquí
Estado de Illinois
- Información y recursos del estado de Illinois COVID-19: Haga clic aquí
- Línea directa DE Illinois COVID-19 (800) 889-3931
- Lista de negocios esenciales: Haga clic aquí
- Departamento de Recursos del Contribuyente de Ingresos de Illinois (Empresarios): Haga clic aquí
- Información del Departamento de Seguridad del Empleo de Illinois (IDES, por sus seres) para empleadores: Haga clic aquí
- Información sobre el cuidado infantil de emergencia de Illinois para trabajadores esenciales: Haga clic aquí
- El anuncio del Tesorero del Estado de hacer que los préstamos puente a bajo interés estén disponibles para las empresas tan pronto como esta semana (3/23/20), haga clic aquí. Para futuras actualizaciones, haga clic aquí.
- Programa de Becas de Emergencia de Hospitalidad: Haga clic aquí
- Fondo de Préstamos de Emergencia para Pequeñas Empresas de Illinois: DCEO y el Departamento de Regulación Financiera y Profesional de Illinois (IDFPR) están estableciendo el Fondo de Préstamos de Emergencia para Pequeñas Empresas de Illinois para ofrecer a las pequeñas empresas ubicadas fuera de la Ciudad de Chicago menos de 50 trabajadores y menos de 3 millones de dólares en ingresos en 2019, préstamos a bajo interés de hasta $50,000. Haga clic aquí para obtener más información.
U.S. Small Business Administration (SBA)
Para obtener orientación para pequeñas empresas y recursos de préstamos, haga clic aquí.
Préstamo por Desastre de Lesiones Económicas de Illinois
La Administración de Pequeñas Empresas de los Estados Unidos está ofreciendo a las empresas de Illinois préstamos federales por desastre de bajo interés para capital de trabajo a pequeñas empresas que sufren lesiones económicas sustanciales como resultado del Coronavirus (COVID-19). Para obtener más información, visite su sitio web o revise los siguientes recursos.
- Comience su solicitud de préstamo por desastre ahora: Haga clic aquí
- Asistencia para préstamos por desastre: Haga clic aquí o haga clic aquí
- Manténgase al día: Haga clic aquí
- Para preguntas frecuentes: Haga clic aquí
- Regístrese para seminarios web sobre los Préstamos para Desastres por Lesiones Económicas haciendo clic aquí. Las capacitaciones cubrirán la elegibilidad del programa, el uso de ingresos, términos, requisitos de presentación y recursos adicionales para pequeñas empresas.
Información de contacto para el U.S. Small Business Administration
El personal local está a su disposición y está listo para ayudar. Para comunicarse con el Distrito o la Sucursal, comuníquese con:
- Oficina de Chicago: (312) 353-4528
- Sucursal de Springfield: (217) 747-8249
- Oficina del Distrito de Illinois: Illinois.DO@sba.gov, visite ek sitio web
- Localice su Centro de Desarrollo de Pequeñas Empresas más cercano aquí o envíe un mensaje de texto LOCATE al 7234
- Sigue @SBA_Illinois en Twitter
- Suscríbete a la lista de correo electrónico para más actualizaciones
Internal Revenue Service (IRS)
El IRS ha establecido una sección especial enfocada en pasos para ayudar a los contribuyentes, empresas y otras personas afectadas por el coronavirus. Esta página se actualizará a medida que haya nueva información disponible, haga clic aquí para ver.
Fecha Límite de Impuestos Cambiada
Los plazos para presentar y pagar impuestos federales sobre la renta se extienden hasta el 15 de julio de 2020.
workNet DuPage Career Center
El workNet DuPage Career Center tiene fondos disponibles para cubrir el costo de reentrenamiento de su personal para que sus trabajos puedan ser reutilizados y los desbaños puedan ser evitados.Para obtener información sobre estas subvenciones, póngase en contacto con Ron Schlager (630) 955-2037, firstname.lastname@example.org.
Si tiene que despedir al personal, hay recursos disponibles de forma gratuita para esas personas (incluyendo hasta $10,000/persona de asistencia de financiamiento para la capacitación laboral necesaria). Los trabajadores afectados deben visita www.worknetdupage.org acceder a los servicios.
Pace ofrece viajes gratuitos en todos los servicios de autobús de ruta fija y On Demand de Pace a todo el personal médico( incluidos médicos, enfermeras, EMT y paramédicos) durante la duración de la orden de “quedarse en casa” del estado. Para viajar gratis, el personal médico debe presentar una identificación de trabajo que muestre que está empleado en un hospital, consultorio médico, centro médico o departamento de bomberos local.
Para obtener la información más reciente sobre la respuesta de Pace a la pandemia COVID-19: Haga clic aquí
Recursos de la Industria
- Illinois Department of Public Health (para proveedores e instalaciones)
- American Medical Association
- Illinois Health and Hospital Association
Venta al por Menor
- Hospitality Emergency Grant Program: Para ayudar a las empresas de hostelería a llegar a fin de mes en medio de la pandemia COVID-19, el Departamento de Comercio y Oportunidad Económica de Illinois está lanzando el Programa de Subvenciones de Emergencia de Hospitalidad con $14 millones provenientes de fondos originalmente presupuestados para el trabajo formación, promoción del turismo y otros fines. Los fondos de subvenciones están disponibles para apoyar el capital de trabajo como la nómina y el alquiler, así como la capacitación laboral, el reciclaje y la tecnología para apoyar los cambios en las operaciones, como el aumento de la recogida y la entrega. Los bares y restaurantes que generaron entre $500 mil y $1 millones en ingresos en 2019 son elegibles para hasta $25,000, y los bares y restaurantes que generaron menos de $500 mil en ingresos en 2019 son elegibles para hasta $10,000. Los hoteles que generaron menos de $8 millones en ingresos en 2019 son elegibles para hasta $50,000.
Recursos Adicionales para Pequeñas Empresas
Otros Recursos Importantes
- Occupational Safety and Health Act (OSHA), Orientación sobre la preparación de los lugares de trabajo para COVID-19
- Center for Disease Control, Guía provisional para empresas y empleadores
Esta página se actualizará a lo largo de las próximas semanas. Vuelva a consultar para obtener más información sobre los recursos empresariales de DuPage relacionados con COVID-19.